New tax regime defaults updated for FY 2026-27

Salary / CTC Calculator

New tax regime defaults updated for FY 2026-27

Break down your CTC and calculate your net monthly in-hand salary.

₹
₹2.00 L₹1.00 Cr
%
40%60%
%
40%50%

Monthly In-Hand

₹96,400

Annual In-Hand

₹11,56,800

CTC Breakdown

Annual CTC
₹12,00,000
Basic Salary
₹6,00,000 / yr
HRA
₹2,40,000 / yr
Special Allowance
₹3,38,400 / yr
Employee PF (12%)
−₹21,600 / yr
Professional Tax
₹0 (not applicable)
Monthly In-Hand
₹96,400
Annual In-Hand
₹11,56,800

CTC Component Split